Terms of Service — as of 29 July 2026

Between:

Bayomi UG, Winterhuder Weg 31, 22085 Hamburg, Germany, Commercial Register HRB 199083 Local Court Hamburg, represented by Managing Director Jonathan Jakob Greiter (hereinafter “Provider”)

and:

The User of the Products (hereinafter “User”)

§ 1 Description of Services and Delimitation

(1) The Provider provides exclusively technically processed market information in the form of signals via the application “VISION ALERTS” and via Discord. This information depicts selected market situations without evaluating them or deriving any trading recommendations from them.

(2) The information provided does not constitute investment advice, investment recommendations, or investment strategy recommendations within the meaning of the German Securities Trading Act (WpHG) or the Market Abuse Regulation (EU) No. 596/2014. It is solely the neutral presentation of market data, which the User must interpret and evaluate at their own responsibility.

(3) The Provider does not provide any financial services within the meaning of the German Banking Act (KWG) or the German Securities Institutions Act (WpIG). In particular, no individual advice is provided taking into account the User’s personal circumstances.

(4) The Provider makes no promises, guarantees, or assurances regarding the completeness, accuracy, or suitability of the presented market information for specific trading decisions. Past market situations do not allow any conclusions to be drawn about future developments.

§ 2 Access Requirements – User Declaration

(1) Upon conclusion of the subscription, the User irrevocably declares that they cumulatively meet the following requirements:

a) The User has sufficient knowledge and experience in the trading of financial instruments to be able to properly understand, classify, and independently evaluate the market information provided by the application.

b) The User is able to bear the economic risks associated with trading financial instruments, in particular the risk of a total loss of the capital invested as well as any additional losses.

c) The User acts solely on their own responsibility and on their own initiative when using the application. They are aware that the Provider does not at any time provide advice or recommendations tailored to their individual circumstances.

(2) The Provider is not obliged to verify the User’s statements. The User is solely responsible for the accuracy of their declarations.

§ 3 Information for Users Residing in the Federal Republic of Germany

(1) The market information provided by the Provider is not directed at consumers within the meaning of § 13 BGB (German Civil Code) residing in the Federal Republic of Germany who act as retail investors within the meaning of § 67 para. 3 WpHG.

(2) A contract with Users residing in Germany is concluded exclusively under the suspensive condition that the User declares at the time of conclusion of the contract that they are not using the market information as a consumer, but within the framework of their self-employed professional or commercial activity.

(3) The User residing in Germany irrevocably declares upon conclusion of the contract:

a) They are using the service on their own initiative and without prior solicitation or advertising by the Provider (reverse solicitation).

b) They are aware that the Provider does not engage in any active distribution activity directed at the German market and that the application was not designed or advertised specifically for the German market.

c) They confirm that their inquiry and contract conclusion are not based on active solicitation by the Provider, but solely on their own initiative.

(4) The User is aware that the regulatory requirements of the German Federal Financial Supervisory Authority (BaFin) for providers of financial information may not fully apply to them as a User and that they therefore accept a reduced level of protection.

§ 4 Risk Warnings

(1) Trading in financial instruments can lead to significant losses. With leveraged products (in particular with leverage of 1:200 to 1:500, as is common with CFDs), the loss can exceed the entire capital invested (obligation to pay additional sums). Trading can lead to a total loss of the capital invested.

(2) The market information presented by the Provider is based on data from third parties. The Provider assumes no warranty for the accuracy, completeness, or timeliness of this data.

(3) The User makes all trading decisions at their own responsibility. The Provider is not liable for damages arising from the use of the provided market information, unless such damages are based on intent or gross negligence on the part of the Provider.

(4) No Guarantee of Success: Past market situations do not allow any conclusions to be drawn about future developments. The Provider makes no promises, guarantees, or assurances regarding the completeness, accuracy, or suitability of the presented market information for specific trading decisions.

(5) Strong Recommendation for Demo Testing: The Provider strongly recommends that the User test the provided information on a demo account first before deploying live capital.

§ 5 Subscription and Conclusion of Contract

(1) The contract is concluded when the User selects a subscription model (“Subscription”) on Whop or via a mobile application distribution platform (in particular an app store) and the payment is successfully executed.

(2) Immediately after successful payment processing, access to the Products is made available to the User via the respective platform (Whop dashboard or app store purchase flow). The Provider may, but is not obligated to, send a confirmation to the email address provided at the time of purchase.

(3) The User does not acquire permanent ownership of the Products, but only the right to use them during the active subscription period.

§ 6 Usage Rights and Technical Protective Device

(1) The Provider grants the User a simple, non-transferable, non-sublicensable right to use the Products. The Products may be used on a maximum of two (2) active devices (PC, VPS, or mobile devices with the associated app) simultaneously.

(2) The Products are licensed for use on a specific number of active trading accounts. The exact number depends on the subscription model booked by the User.

(3) Use of the Products on trading accounts of third parties (including family members, friends, or other third parties) is prohibited.

(4) The Products contain a technical protective device (license verification with the Provider’s server). The User accepts that the Products check at regular intervals of five (5) seconds whether the subscription is still active and the payment status is current. If the license is deactivated, the Product immediately ceases operation. Any circumvention of this technical protective device is prohibited.

(5) The Products are provided “as is”. The Provider assumes no warranty for the continuous availability insofar as technical disruptions are beyond the Provider’s control (e.g., broker updates, MetaTrader updates, VPS failures, failures of third-party providers).

§ 7 Subscription Models and Payment

(1) The Provider offers various subscription models (“Subscriptions”) for the use of the Products. The available subscription models (including duration, notice periods, prices) can be viewed on the product page on Whop. The Provider reserves the right to change, discontinue, or introduce new subscription models at any time; already concluded subscriptions remain unaffected by such changes.

(2) Payment processing is carried out exclusively through Whop’s payment service providers (currently Stripe, Inc.). Whop acts as the “Merchant of Record,” i.e., Whop is the seller shown on account statements and payment receipts. The Provider has no influence on payment processing, the approval of payments, or the collection of payment information.

(3) In the event of default of payment, chargeback, or justified dispute in the Whop Resolution Center:

• Access to the Products will be deactivated with immediate effect.
• The User loses any right to further use.
• Already paid amounts will not be refunded (see § 8).
• The Provider is entitled to recover the incurred fees (currently a flat $15 per chargeback as well as any penalty fees from payment service providers) from the User in the case of unjustified chargebacks.

(4) The Provider and Whop reserve the right to terminate the User’s subscription extraordinarily and prohibit further use of the platform in the event of repeated defaults of payment or a dispute rate of more than 2% within 90 days.

§ 8 Refunds and Withdrawal

(1) Due to the digital nature of the Products, there is no right to a refund of already paid amounts.

(2) The User may cancel their subscription at any time with effect from the end of the current subscription period. Access remains active until the end of the paid period.

(3) Right of withdrawal for digital content: The User is informed that their statutory right of withdrawal expires as soon as the Provider has begun performance of the contract. The Provider begins performance of the contract immediately after receipt of payment by providing access to the Products. The User expressly agrees to this early commencement.

§ 9 Termination

(1) The User may cancel the subscription at any time with effect from the end of the current subscription period.

(2) Otherwise, the statutory provisions on termination remain reserved.

§ 10 Prohibition of Transfer

(1) The User is not entitled to copy, lend, rent, sell, or make their access to the Products publicly available.

(2) The transfer of access or the provided information to third parties is prohibited.

(3) Use of the Products on trading accounts of third parties (including family members, friends, or other third parties) is prohibited. In the event of a violation, the User loses their right to use the Products without any claim for refund of already paid amounts.

(4) In the event of misuse, including but not limited to:

• Use of the Products on more than the permitted number of devices or trading accounts
• Transfer of access to the Products or Discord community to third parties
• Sharing or redistribution of signals, analyses, or other content received via Discord or the Products to unauthorized persons

The Provider may, without prior notice:

• Deactivate the User’s license
• Remove the User from the Discord community
• Terminate the Subscription with immediate effect

No refund will be given for already paid amounts in such cases.

§ 11 Governing Law and Dispute Resolution

(1) All legal relationships between the User and the Provider shall be governed by the laws of the State of Delaware, United States of America, excluding the United Nations Convention on Contracts for the International Sale of Goods (CISG). Consumers retain the mandatory protective provisions of their country of residence.

(2) For Users who are not consumers (B2B): The exclusive place of jurisdiction for all disputes shall be Wilmington, Delaware, USA.

(3) Arbitration Clause: Any dispute arising out of or in connection with this Agreement shall be finally settled by arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The place of arbitration shall be Wilmington, Delaware, USA. The language of the arbitration shall be English.

§ 12 Privacy

The processing of personal data is carried out in accordance with the Provider’s Privacy Policy. The User is informed that Whop acts as the Merchant of Record and carries out payment processing and the collection of payment data under its own data protection responsibility.

§ 13 Severability Clause

Should individual provisions of these Terms of Service be invalid, the remainder of the contract shall remain in effect.